Dave Nicholson

So had like $30 left on the credit card and it was only the 9th. Also $0 in the bank. Been living on the credit card for many months now. It seems once I maxed it out I was fucked. Now every time I get it half paid off, some crap happens that I need to spend money. To be honest I been a little bit stupid getting things like pizza or whiskey to to get into on the weekends, so that does not help. Could save $100 a month but not doing that, but when the hell do I enjoy life? Not like I can go for coffee now is it? Sigh. Anyways I decided to spend $20 of it on pizza (yeah I know - last thing I need). So I ordered the following: 14" Hand Tossed, Pineapple, Brooklyn Pepperoni, Pizza Sauce, Extra Cheese 1 2 Litre Root Beer 2 Cheddar Habanero Dip Cup I also ended up picking up some generic pain meds from the store. Got not one clue where I put the half full bottle of them I had in the kitchen. So now I have $4.73 on the card that can be used - so like 4 bags of discount chips at th...

1. This was a charge that was not supposed to be coming. Smith Micro made a "Mistake" and charged me for something that was candled after I paid for the full version. 2. The FreeStyle checking account is NOT supposed to have service fees. So I am so happy to see that Conexus Credit Union has charged me $5 to have money taken out of my account when in fact I did NOT authorize it to happen. As of yet no sign of the $45 NSF fee they threatened to charge me over this matter. Will be trying to get my $5 back as well I think. Also wondering how the hell long PayPal takes to issue the refund. Money was taken out the same moment that the "Mistake" was made. Day number two of the word "Pending" on the refund. They say it can take up to ten days to get it refunded. Well it seems you get things done right the hell now when you want the money from me, but when it's time to pay me - ten days... Ah the wonders of finance. The mystery to us that ...

 Charged twice for the same software from Smith Micro. A google search turned up several others with the same plight, as well as a couple who literally did not know where the charge was coming from. Now the thing here is they have a shady practice of charging you for the full program after 30 days of using the trial unless you cancel it. If I remember this is not even legal in Canada, I don't know about the USA. But on the 29th I put in a cancel request and paid for the full version threw paypal. Smith Micro then seems to have lost of ignored the cancel email and charged me for the same program twice. The difference in name is because one is the so called trial and the other is the full version I paid for. The difference in price is due to the change in the Canadian dollar compared to the US price of the product. Now I phone the bank and tell them I want to stop the payment, as I only have $4 in the account right now. The rest of my money is in investments an...